Equal Housing, rate and payment disclosures, Texas Consumer Complaint Notice, New York State disclosure, and physical branch disclaimer for Standard Mortgage Capital, LLC dba Rize Mortgage.
These disclosures pertain to all branch locations and teams of Rize Mortgage and all DBAs of Standard Mortgage Capital, LLC, including Home Loan Studio. They are presented here in HLS branding for the convenience of borrowers and prospective borrowers working with our team.
We are an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, familial status, disability, or because all or part of your income is derived from any public assistance program.
This is not an offer to enter into an agreement, an offer to extend credit, or a commitment to lend. Not all customers will qualify. All loan programs, products, rates, terms, and conditions are subject to change without notice. All products are subject to credit, underwriting, and property approval. Product and service availability may vary by state, and not all products are available in all states or for all loan amounts. Other restrictions and limitations may apply.
Advertised interest rates or down payments are for illustrative purposes only and may not be available to all borrowers. Rize Mortgage is not affiliated with any government agencies.
Texas 7 TAC §81.200(C)
STANDARD MORTGAGE CAPITAL, LLC DBA RIZE MORTGAGE (NMLS ID: 1604663) IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND, BY STATE LAW, IS SUBJECT TO REGULATORY OVERSIGHT BY THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING.
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT-OF-POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
The license information on this page is subject to change without notice. Product and service availability may vary by state. Rize Mortgage does not have a physical branch in every licensed state.
Standard Mortgage Capital, LLC dba Rize Mortgage · NMLS # 1604663
For matters specifically regarding Home Loan Studio:
For privacy requests, terms questions, or anything else legal - reach Home Loan Studio directly, or contact Standard Mortgage Capital corporate compliance.
