Standard Mortgage Capital, LLC dba Rize Mortgage holds the company licensing under NMLS # 1604663. Home Loan Studio loan officers are licensed individually as Mortgage Loan Originators across twenty states.
Home Loan Studio is a team at Standard Mortgage Capital, LLC dba Rize Mortgage (NMLS # 1604663). The company is currently licensed in 38 states, the District of Columbia, and Puerto Rico, with nine additional states in active licensing buildout. State licensing is held at the company level; individual loan officers are licensed separately as Mortgage Loan Originators (MLOs). Both can be verified at NMLS Consumer Access.
Every residential mortgage loan in the United States is bound by two distinct licenses. The company license authorizes the entity to do business in a particular state. The loan officer license authorizes a specific human being to originate loans in that state. Both have to be active for the file to close legally.
Standard Mortgage Capital, LLC dba Rize Mortgage holds the company licenses. Each Home Loan Studio loan officer holds their own MLO license. The intersection - where the company is approved and a specific officer is licensed - is where we can run a file for you.
Standard Mortgage Capital, LLC dba Rize Mortgage is licensed in 38 states, the District of Columbia, and Puerto Rico, with nine additional states in active licensing buildout. Because Home Loan Studio operates under Rize’s company licensing, the same footprint applies to our team.
Puerto Rico is also licensed and shown in the lower-right of the map.
Individual loan officer coverage varies. While the company is licensed in all jurisdictions shown in teal, each loan officer at the studio is licensed in a subset of those states. Visit our team page to see each officer’s state-by-state licensing, or contact the studio and we’ll match you to the right person for your file.
Each license below is held by Standard Mortgage Capital, LLC dba Rize Mortgage (NMLS # 1604663). All entries are independently verifiable at NMLS Consumer Access.
| State | Regulatory Agency | License Name | License Number |
|---|---|---|---|
| AlabamaAL | Alabama State Banking Department(334) 242-3452 | Consumer Credit License | #1604663 |
| ArizonaAZ | Arizona Department of Insurance and Financial Institutions(602) 364-3100 | Mortgage Banker License | #BK-2010741 |
| ArkansasAR | Arkansas Securities Department(501) 324-9260 | Combination Mortgage Banker-Broker-Servicer License | #1604663 |
| CaliforniaCA | California Department of Financial Protection and Innovation (DFPI)(866) 275-2677 | Residential Mortgage Lending Act License | #41DFPI-202938 |
| ColoradoCO | Colorado Division of Real Estate (DORA)(303) 894-2166 | Mortgage Company Registration | #1604663 |
| ConnecticutCT | Connecticut Department of Banking(860) 240-8200 | Mortgage Lender License Exempt Mortgage Servicer Registrant |
#ML-1604663 #EMSR-1604663 |
| District of ColumbiaDC | DC Department of Insurance, Securities & Banking (DISB)(202) 727-8000 | Mortgage Dual Authority License | #1604663 |
| FloridaFL | Florida Office of Financial Regulation(850) 487-9687 | Mortgage Lender License Mortgage Lender Servicer License |
#MLD1468, MLD1467 #MLD1468, MLD1467 |
| GeorgiaGA | Georgia Department of Banking and Finance(770) 986-1633 | Mortgage Lender License | #1604663 |
| IllinoisIL | Illinois Department of Financial and Professional Regulation (IDFPR)(888) 473-4858 | Residential Mortgage License | #MB.67761729 |
| IndianaIN | Indiana Department of Financial Institutions(317) 232-3955 | Mortgage Lending License | #74329 |
| IowaIA | Iowa Division of Banking(515) 281-4014 | Mortgage Banker License | #2025-0174 |
| KansasKS | Kansas Office of the State Bank Commissioner(785) 380-3939 | Mortgage Company License | #MC.0027573 |
| KentuckyKY | Kentucky Department of Financial Institutions(502) 573-3390 | Mortgage Company License | #MC880861 |
| LouisianaLA | Louisiana Office of Financial Institutions(225) 925-4660 | Residential Mortgage Lending License | #1604663 |
| MaineME | Maine Bureau of Consumer Credit Protection(207) 624-8527 | Supervised Lender License | #1604663 |
| MarylandMD | Maryland Office of Financial Regulation(410) 230-6100 | Mortgage Lender License | #1604663 |
| MassachusettsMA | Massachusetts Division of Banks(617) 956-1500 | Mortgage Broker License Mortgage Lender License |
#MC1604663 #MC1604663 |
| MichiganMI | Michigan Department of Insurance and Financial Services(877) 999-6442 | 1st Mortgage Broker/Lender/Servicer License 2nd Mortgage Broker/Lender/Servicer Registrant |
#FL0026889 #SR0026890 |
| MinnesotaMN | Minnesota Department of Commerce(651) 539-1500 | Residential Mortgage Originator License Residential Mortgage Originator License |
#MN-MO-1604663 #MN-MO-1604663.1 |
| MississippiMS | Mississippi Department of Banking and Consumer Finance(601) 321-6901 | Mortgage Lender License | #1604663 |
| MontanaMT | Montana Division of Banking and Financial Institutions(406) 841-2920 | Mortgage Broker License Mortgage Lender License Mortgage Servicer License |
#1604663 #1604663 #1604663 |
| NevadaNV | Nevada Division of Mortgage Lending(702) 486-0780 | Mortgage Company License | #NMC-162690 |
| New HampshireNH | New Hampshire Banking Department(603) 271-3561 | Mortgage Broker License | #1604663MB |
| New JerseyNJ | New Jersey Department of Banking and Insurance(609) 292-7272 | Residential Mortgage Lender License RMLA-Licensed Mortgage Servicer Registration |
#1604663 #1604663 |
| North CarolinaNC | North Carolina Commissioner of Banks(919) 733-3016 | Mortgage Lender License | #L-219342 |
| North DakotaND | North Dakota Department of Financial Institutions(701) 328-9933 | Money Broker License | #ML105172 |
| OhioOH | Ohio Division of Financial Institutions(614) 466-2713 | Residential Mortgage Lending Act Certificate of Registration | #1604663 |
| OklahomaOK | Oklahoma Department of Consumer Credit(405) 521-3653 | Lender Name Registration Mortgage Lender License |
#LNR17292 #ML017288 |
| PennsylvaniaPA | Pennsylvania Department of Banking and Securities(800) 722-2657 | Mortgage Lender License | #114103 |
| Puerto RicoPR | Puerto Rico Office of the Commissioner of Financial Institutions(787) 723-3131 | Mortgage Lender/Servicer License | #1604663 |
| Rhode IslandRI | Rhode Island Department of Business Regulation(401) 462-9503 | Mortgage Broker License Mortgage Lender License |
#20254939LB #20254938LL |
| South CarolinaSC | South Carolina Board of Financial Institutions / Department of Consumer Affairs(803) 734-2020 | Mortgage Lender/Servicer License Mortgage Broker License (DCA) |
#MLS1604663 #1604663 |
| South DakotaSD | South Dakota Division of Banking(605) 773-3421 | Mortgage Lender License | #1604663.ML |
| TennesseeTN | Tennessee Department of Financial Institutions(615) 741-2236 | Mortgage License | #1604663 |
| TexasTX | Texas Department of Savings and Mortgage Lending (SML)(512) 475-1350 | Mortgage Company License & Residential Mortgage Loan Servicer Registration | #1604663 |
| UtahUT | Utah Department of Financial Institutions(801) 538-8830 | Consumer Credit Notification Residential First Mortgage Notification |
#1604663 #1604663 |
| VirginiaVA | Virginia Bureau of Financial Institutions(804) 371-9657 | Broker & Lender Licenses | #MC-8027 |
| West VirginiaWV | West Virginia Division of Financial Institutions(304) 558-2294 | Mortgage Broker & Mortgage Lender Licenses | #1604663 |
| WisconsinWI | Wisconsin Department of Financial Institutions(608) 261-7578 | Mortgage Banker License Mortgage Broker License |
#1604663BA #1604663BR |
| WyomingWY | Wyoming Division of Banking(307) 777-7797 | Mortgage Lender/Broker License | #6070 |
License information is subject to change without notice. Product and service availability may vary by state. Rize Mortgage does not have a physical branch in every licensed state. For the current, authoritative record, see NMLS Consumer Access.
Every license referenced on this site can be verified independently through NMLS Consumer Access - the official, public database maintained by the Conference of State Bank Supervisors. Verification is free.
Visit NMLS # 1604663 for Standard Mortgage Capital, LLC dba Rize Mortgage.
Each of our nine loan officers has a unique NMLS number listed on the team page and on their individual profile pages. Click any NMLS number on a profile page to be taken directly to their NMLS Consumer Access record.
Some states require specific notices about mortgage licensing, complaint procedures, and recovery funds. The most important of those - including the Texas SAFE Act notice and the New York State Department of Financial Services disclosure - are listed in detail on our Legal Disclosures page.
The licensing information on this page is subject to change without notice. Product and service availability may vary by state.
For privacy requests, terms questions, or anything else legal - reach Home Loan Studio directly, or contact Standard Mortgage Capital corporate compliance.
