Licensing.
Where we can lend.
Standard Mortgage Capital, LLC dba Rize Mortgage holds the company licensing under NMLS # 1604663. Home Loan Studio loan officers are licensed individually as Mortgage Loan Originators across twenty states.
Home Loan Studio is a team at Standard Mortgage Capital, LLC dba Rize Mortgage (NMLS # 1604663). The company is currently licensed in 38 states, the District of Columbia, and Puerto Rico, with nine additional states in active licensing buildout. State licensing is held at the company level; individual loan officers are licensed separately as Mortgage Loan Originators (MLOs). Both can be verified at NMLS Consumer Access.
Two licenses, one transaction.
Every residential mortgage loan in the United States is bound by two distinct licenses. The company license authorizes the entity to do business in a particular state. The loan officer license authorizes a specific human being to originate loans in that state. Both have to be active for the file to close legally.
Standard Mortgage Capital, LLC dba Rize Mortgage holds the company licenses. Each Home Loan Studio loan officer holds their own MLO license. The intersection - where the company is approved and a specific officer is licensed - is where we can run a file for you.
Licensing map.
Standard Mortgage Capital, LLC dba Rize Mortgage is licensed in 38 states, the District of Columbia, and Puerto Rico, with nine additional states in active licensing buildout. Because Home Loan Studio operates under Rize’s company licensing, the same footprint applies to our team.
Puerto Rico is also licensed and shown in the lower-right of the map.
Individual loan officer coverage varies. While the company is licensed in all jurisdictions shown in teal, each loan officer at the studio is licensed in a subset of those states. Visit our team page to see each officer’s state-by-state licensing, or contact the studio and we’ll match you to the right person for your file.
Licensing detail by state.
Each license below is held by Standard Mortgage Capital, LLC dba Rize Mortgage (NMLS # 1604663). All entries are independently verifiable at NMLS Consumer Access.
| State | Regulatory Agency | License Name | License Number |
|---|
License information is subject to change without notice. Product and service availability may vary by state. Rize Mortgage does not have a physical branch in every licensed state. For the current, authoritative record, see NMLS Consumer Access.
Verify any license.
Every license referenced on this site can be verified independently through NMLS Consumer Access - the official, public database maintained by the Conference of State Bank Supervisors. Verification is free.
To verify the company license
Visit NMLS # 1604663 for Standard Mortgage Capital, LLC dba Rize Mortgage.
To verify an individual loan officer
Each of our nine loan officers has a unique NMLS number listed on the team page and on their individual profile pages. Click any NMLS number on a profile page to be taken directly to their NMLS Consumer Access record.
State disclosures.
Some states require specific notices about mortgage licensing, complaint procedures, and recovery funds. The most important of those - including the Texas SAFE Act notice and the New York State Department of Financial Services disclosure - are listed in detail on our Legal Disclosures page.
The licensing information on this page is subject to change without notice. Product and service availability may vary by state.
Reach the studio.
For privacy requests, terms questions, or anything else legal - reach Home Loan Studio directly, or contact Standard Mortgage Capital corporate compliance.